The Other Sure Thing Though we don't like to think about it, all of us will make an exit sometime. Are you prepared? Related Content Saving for College 101 Here’s a crash course on saving for college. The Business Cycle How will you weather the ups and downs of the business cycle? IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.