When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Related Content Orchestrating Your Retirement Accounts Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. Test Your Estate Strategy Knowledge Estate management can help ensure that your assets are transferred according to your wishes while managing tax issues.