A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Related Content The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article.